Time To Separate Fact From Fiction

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Introduction

Before writing this article, I asked the people close to me if they had ever heard of the Great Reset? Many of them hadn’t. With all the madness that has gone on in 2020, it would be easy to miss. If you Google the Great Reset 2021, you’re greeted with an ominous website run by the World Economic Forum talking about “improving the state of the world” through managing the consequences of the worldwide illness.

What is the World Economic Forum

This may be where many of you ask yourselves what is the World Economic Forum. The World Economic Forum, or WEF, is an international organization…


Are You Getting #Stimulated?

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Photo by Blogging Guide on Unsplash

https://www.youtube.com/watch?v=qSQmiSlZMLU

Introduction

Congress finally managed to work together to pass a $900 billion economic relief package late Monday night. This is exciting to many people as this means many Americans will receive a second stimulus check from government. However, it’s not the amount that people might have hoped for. BBC.com informs that the United Kingdom pays its citizens who are unemployed due to COVID-19 80% of their earnings up to 2500 pounds (roughly $3350 USD) a month for no less than 3 months. NBC News reports that Canada is giving Canadians who find themselves unemployed due to the worldwide illness $2000…


How Much Do YouTubers Earn?

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Introduction

Youtube is a worldwide phenomenon with over 30 million daily visitors watching over a billion videos every day. Viewers may see their favorite YouTuber as a celebrity of sorts. Think about it. A YouTuber appears on a certain time, day, and channel much like actors on your favorite TV shows. You welcome them into your life through your phone, computer, or television, much like you would a celebrity. They’ve made you laugh, they’ve made you cry, or they’ve made you think, much like a well-written tv show. …


Spending $1000 Buying Cameo Shoutouts As Gifts Is A Waste Of Money!

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Photo by Gabriel Meinert on Unsplash

Introduction

If you’ve been a long time reader of mine, you might know that I’m a huge fan of professional wrestling. I’ve watched wrestling ever since I was a child, and though I might have cut back on how many hours of wrestling I watch per week, I’ve never stopped. Some of my favorite wrestlers include Scott Steiner, Macho Man Randy Savage, Kofi Kingston, Booker T, Mark Henry, and The Rock.

Another favorite of mine is The Undertaker. At 6’10” with a career spanning 3 decades, and a 20-year undefeated streak at Wrestlemania, The Undertaker is one of the literal and…


Don’t Go Into Debt to Show Your Loved Ones How Much You Care

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Introduction

Christmas is coming! Finally, this dumpster fire of a year called 2020 is ending! I feel like the holiday season starts earlier and earlier every year. If you pay attention to retail stores, Christmas basically starts on November 1, which causes people to forget all of the amazing things that take place in November, like the Marine Corps Birthday, Veterans Day, and most recently, Thanksgiving.

People seem to get so into the holiday spirit that they don’t mind being extra generous. How much extra? Well, Motley Fool conducted a survey on 1496 Americans and discovered that the average American spent…


“Bitcoin is really a fascinating example of how human beings create value, and is not always rational… it is not a rational currency in that case.” — Alan Greenspan, former Federal Reserve Chairman

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Introduction

We’ve been discussing bitcoin for a few weeks now. We’ve talked about what it is, and how you can make money with it. But one topic I’d like to speak to more deeply is what gives bitcoin value.

There are many people who don’t understand why bitcoin, or for that matter any cryptocurrency, has value. Alan Greenspan once said “I do not understand where the backing of Bitcoin is coming from. There is no fundamental issue of the capabilities of repaying it in anything which is universally acceptable, which is either the intrinsic value of the currency or the credit…


No Time Machine Required!

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Introduction

I tend to end my YouTube videos asking for comments and topic suggestions regarding personal finance. Every now and then, someone asks me to make a video about a topic or to go more in-depth on a particular subject. I had a viewer last week leave a comment on a Bitcoin video I made. She was very excited and appreciative to learn everything she wanted to know about Bitcoin and how it works. She asked me to follow up with a video interviewing successful bitcoin investors.

I don’t make podcast style videos, so I don’t do interviews. However, I figured…


Bitcoin explained simply for 2021 and beyond

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Introduction

Crypto entrepreneur Joel McLeod once said “Cryptocurrency is absolutely here to stay. If you can’t see that at this point, it’s time to learn more about it.”

I believe that most of us in the personal finance space are looking for safe and reliable ways to grow our money. The majority of us are seeking to lower our debts, build emergency funds, make some side income, and find something to invest in.

People tend to invest in a few things when looking for ways to grow their income:

  • Themselves (through education)
  • Securities (such as stocks, bonds, and mutual funds)
  • Real…

You Definitely Shouldn’t Believe Everything You See on YouTube

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Introduction

I was watching Proactive Thinker about two weeks ago and saw a very interesting video suggesting the Stock Market will crash after the election. I enjoy the videos on Proactive Thinker a lot and usually agree with his content. But I disagreed strongly with the first half of his video. So I’ve decided to write a response article, sharing my thoughts so we can all have a clearer picture of the matter. The video asserts that corporate taxes will increase during a Biden presidency, causing a sell-off on Wall Street.

Reality

The corporate tax rate is usually just a political talking…


Let’s At Least Pretend This Is A Normal Election Cycle

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Image from Planned Parenthood

Introduction

Normally in my blogs, we discuss personal finance topics like building an emergency fund, paying off debt, and growing wealth through investing. But today I’d like to pivot a bit to something on most American’s minds. With just 7 days until Election Day as of this writing, I’d like to discuss the fiscal policies of the nominees for the two major political parties in the United States: President Donald Trump representing the Republican Party, and former Vice President Joe Biden representing the Democratic Party.

Why is Fiscal Policy Important?

Investopedia tells us that fiscal policy allows a government to influence spending levels and tax rates…

Keith McBride

Personal finance adventurer | I’ve made some mistakes on my journey. I’ve learned from them. Maybe you can too. https://linktr.ee/SmartMoneyFinance

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