Are You Getting #Stimulated?

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Congress finally managed to work together to pass a $900 billion economic relief package late Monday night. This is exciting to many people as this means many Americans will receive a second stimulus check from government. However, it’s not the amount that people might have hoped for. informs that the United Kingdom pays its citizens who are unemployed due to COVID-19 80% of their earnings up to 2500 pounds (roughly $3350 USD) a month for no less than 3 months. NBC News reports that Canada is giving Canadians who find themselves unemployed due to the worldwide illness $2000…

How Much Do YouTubers Earn?

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Youtube is a worldwide phenomenon with over 30 million daily visitors watching over a billion videos every day. Viewers may see their favorite YouTuber as a celebrity of sorts. Think about it. A YouTuber appears on a certain time, day, and channel much like actors on your favorite TV shows. You welcome them into your life through your phone, computer, or television, much like you would a celebrity. They’ve made you laugh, they’ve made you cry, or they’ve made you think, much like a well-written tv show. …

Spending $1000 Buying Cameo Shoutouts As Gifts Is A Waste Of Money!

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If you’ve been a long time reader of mine, you might know that I’m a huge fan of professional wrestling. I’ve watched wrestling ever since I was a child, and though I might have cut back on how many hours of wrestling I watch per week, I’ve never stopped. Some of my favorite wrestlers include Scott Steiner, Macho Man Randy Savage, Kofi Kingston, Booker T, Mark Henry, and The Rock.

Another favorite of mine is The Undertaker. At 6’10” with a career spanning 3 decades, and a 20-year undefeated streak at Wrestlemania, The Undertaker is one of the literal and…

You Definitely Shouldn’t Believe Everything You See on YouTube


I was watching Proactive Thinker about two weeks ago and saw a very interesting video suggesting the Stock Market will crash after the election. I enjoy the videos on Proactive Thinker a lot and usually agree with his content. But I disagreed strongly with the first half of his video. So I’ve decided to write a response article, sharing my thoughts so we can all have a clearer picture of the matter. The video asserts that corporate taxes will increase during a Biden presidency, causing a sell-off on Wall Street.


The corporate tax rate is usually just a political talking…

Let’s At Least Pretend This Is A Normal Election Cycle

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Normally in my blogs, we discuss personal finance topics like building an emergency fund, paying off debt, and growing wealth through investing. But today I’d like to pivot a bit to something on most American’s minds. With just 7 days until Election Day as of this writing, I’d like to discuss the fiscal policies of the nominees for the two major political parties in the United States: President Donald Trump representing the Republican Party, and former Vice President Joe Biden representing the Democratic Party.

Why is Fiscal Policy Important?

Investopedia tells us that fiscal policy allows a government to influence spending levels and tax rates…

A Budgeting System That Even You Can’t Mess Up

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We’ve been talking about budgeting a lot; it’s a subject that’s very near and dear to me. I’m determined to help you find a budget that you’re comfortable with so you can start saving money and paying off your debt! I like to try to put myself in your heads and in your shoes. Some of you might be getting a little worried about your finances around now. According to Experian, September is the most common birth month in the United States. If you know many people born in September, you may be flat broke from buying birthday gifts and…

Quite possibly the most beginner-friendly budget

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I previously wrote an article on debt repayment methods. We discussed the advantages and disadvantages of the debt snowball and the debt avalanche.

Though many of us agreed that the debt snowball works best for most people, there were those of you who voiced your support for the debt avalanche. The discussion was truly enriching!

One of the comments really got me thinking. There was a comment from a guy we’ll call Austin. Austin mentioned that he has spending issues and experiences difficulty sticking to a budget.

I’d like to thank Austin for his honesty and bravery in mentioning that…

How Dems second stimulus plan could affect your wallet

Congresswomen Rashida Tlaib (left) and Pramila Jayapal (Right) Photo by Jim Watson, AFP/Getty
Smart Money YouTube Video discussing the ABC Act

At the time of this writing (June 2020), most eligible Americans have received their portion of the $1200 stimulus payment from the Coronavirus Aid, Relief, and Economic Security (CARES) Act. While many are grateful to receive some assistance from the government during these extraordinary times, the message from Main Street is clear: It’s not enough.

That message seems to have been clearly received in Congress. Many members of Congress are working to put together bills that could become the next stimulus package. Congressmen Tim Ryan of Ohio’s 13th district and Ro Khanna

The Debt Snowball is the easiest way to make your debt history!

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Adulting is HARD! And there are just so many bills to keep up with: rent/mortgage, car note utilities, household bills, and those dreaded student loans! All those bills when combined with your basic living expenses make it hard to enjoy life.

Many people manage their debt by trying to pay off the largest bills first. We believe that if we can pay off the larger amount, the smaller debts will be managed easily.

Unfortunately, this isn’t the most efficient way to pay your debts. Larger debts take longer to be cleared. Consequently, smaller debts keep growing. …

The Story of Turner “TFue” Tenney’s Road to Riches

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If you’ve been on YouTube for the past few weeks, you may have seen videos come up in your recommendations about a guy named Tfue. I’m a naturally curious person, so I decided to do some research and find out who this person was and what makes him so popular.

Turner Tenney, also known as Tfue, is a 22-year-old eSports competitor known for being one of the best Fortnite players in the world.

If you were unaware, Fortnite is one of the world’s most popular video games right now with over 125 million players worldwide, and daily logins estimated at…

Keith McBride

Personal finance adventurer | I’ve made some mistakes on my journey. I’ve learned from them. Maybe you can too.

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